Credit Cards

CIBIL Introduces Market Place to Give You Personalised Credit Cards and Loan Offers Based on Credit Score

CIBIL Market Place

CIBIL – India’s first Credit Information Bureau made CIBIL TransUnion Score available to banks back in Nov 2007 and to individuals in April 2011. Since then, CIBIL credit score has played a major role in the bank’s decisions of lending loans and issuing credit cards to individuals. Founded in 2000, CIBIL has massively changed the way credit life cycle is managed  by both the loan providers and end-consumers. To know more information about CIBIL, how it operates, who owns CIBIL, and most importantly how to […]

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8 Mistakes to Avoid When Using a Credit Card

Are you facing trouble getting your credit card debt-free? If yes, don’t curse yourself about it – you are merely one of the thousands of other consumers who feel the same. However, once you choose to change the way you spend on the Credit Card, it is possible to make your credit card balances manageable. The below mentioned mistakes, if avoided will help you stop adding to your existing credit card debt and start giving you control over your spends. 1.  Pay More Than  The […]

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How do I register for Verified by VISA?

We have already been talking about Credit Cards on EquiTipz with some articles like What is a Virtual Credit Card? and How are the Interest- free days calculated for my credit card? written some time back. You may click on the links to read  if you missed them. In this article, I am going to talk everything about “Verified by VISA” which is a Security Program from VISA. What is Verified by VISA Service? In addition to our other ways of preventing and detecting fraud, […]

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How Are Interest-free Days Calculated For My Credit Card?

Last time we discussed about “What is a Virtual credit Card?” to help you avoid any fraudulent transaction on your Credit Card. In this article we are going to discuss about how to calculate the interest-free days for your credit card. Nowadays, everyone uses a Credit Card and we are slowly and gradually realizing the benefits and advantages of doing so. Using the Credit Card for all occasions becomes more useful when you know everything about your credit Card. This can help you save a […]

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What is a Virtual Credit Card?

YOUR online shopping just got easier and safer with the virtual credit card. But, what’s a virtual card? A virtual card is just like your credit/debit card; only it isn’t tangible. It was introduced to check the rising instance of fraudulent transactions over the internet. How does it work?Many banks offer this facility but the process works differently with different banks. However, here’s a general outline: Let’s assume you have a bank account with ABC Bank. Now, follow these steps to get your very own […]

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