Is Payday loan the right solution for you?

We are often overwhelmed by some unforeseen financial emergency in life and don’t know who to turn for help. Borrowing from family and friends can indeed be a humiliating thing. At that point of time Payday loan can become a blessing for you.

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7 warning signs that you have got too much debt

The world economy has not yet fully recovered from the damage caused by the global economic depression. As a result underemployment and unemployment are still quite common. Difficult climate demands prudent lifestyle. So you must get control over your finances and look out for the danger signs which indicate that some financial crisis may be approaching. The following are some “omens” which reflects the fact that you are treading along the danger avenue:

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Debt Snowball or Debt Avalanche – What is the right strategy to Combat Debt

Consumer debt is an epidemic to which the materialistic human beings are very susceptible. Multiple debts can indeed make your life a misery but do you know what’s the right way out of this suffocating situation? Financial gurus suggest a number of approaches to eliminate your debt. Among them “Debt Snowball” and “Debt Avalanche” are two popular choices.

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What is a CIBIL Credit Information Report (CIR)?

In this viral era of high spending, today everyone wants to have everything. Is there an actual need for that or not, that is a different story altogether. The irony of the situation is that today people spend much more than what their forefathers ever did. Rising salaries, the desire to own a property in [...]

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56 Tips to Make your Money Work Harder For You

Recently EquiTipz completed one year of its operation. With the year that passed, there were many achievements that we made. The main achievement, that I believe, is the most crucial for the success of EquiTipz is the trust that we were able to build in hunderds of readers like you, with the unique and useful content posted [...]

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Should I prepay my loan or Invest the money?

Remember the time when you took a Personal loan to fund a requirement for your parents? Or, you had to take a loan for purchasing a vehicle or the loan was for your marriage or any other reason. The occasion goes through pretty well and now comes the first EMI and you wake up by [...]

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Importance of dividends

Dividends matter more than some investors think. Growth-focused investors sometimes treat dividends as the icing on the cake, but they are more important than this. Here are six reasons why investors should care about dividends: 1. Re-investing dividends has a significant impact on the total returns from stock market investments. Thanks to the magical power [...]

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Investors beware of Brokerage and taxation!!!

You probably know the concept that all your transactions in the stock market are done though a “stockbroker”. A stockbroker earns a commission on whatever transactions you make. Suppose you make a transaction of Rs.2000, and the stockbroker charges you a 3% commission, then you have to pay the stockbroker Rs.60 (3% of Rs.2000) for [...]

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How "Inflation" eats your money silently!

Inflation, is an economic concept. What the cause of inflation is, is not important to us from the point of view of this article. What is important to us is the effect of inflation! The effect of inflation is the prices of everything going up over the years. A movie ticket was for a few [...]

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