Financial Education

Factors To Keep In Mind For Your Retirement Corpus

old-couple

‘Life begins at retirement’. How true! In the old days, people spent all their working years waiting to retire at sixty, so that they could do what they always wanted to. In today’s times, thanks to the high stress lifestyle, people are looking for an ‘early retirement’ at age forty-five or fifty, tops. They want to enjoy life after that. But what is even more stressful is the answer to the question – Do I have enough (money to live out my retired years)? Most […]

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How to be safe and smart with your money – A free Workshop by Moneylife Foundation

MoneyLife foundation, ICICI Bank, Disha Financial Consulting

Are you looking for someone to teach you the basic lessons about how to start investing and be safe while doing so in order to meet your long time financial goals? Are you not taking the first step towards investing with the fear of failing on your debut? Are you still new to the world of investment and are still struggling to even know the basic terms and lingo used in the markets? If the answer to any of the above question is a ‘YES’ […]

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The Basics of Fundamental Analysis

Fundamental Analysis Definition:Fundamental analysis is a stock valuation method that uses financial and economic analysis to predict the movement of stock prices. The fundamental information that is analyzed can include a company’s financial reports, and non-financial information such as estimates of the growth of demand for products sold by the company, industry comparisons, and economy-wide changes, changes in government policies etc. General StrategyTo a fundamentalist, the market price of a stock tends to move towards it’s “real value” or “intrinsic value”. If the “intrinsic/real value” […]

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Why does a company issue stocks?

Why would the founders share the profits with thousands of people when they could keep profits to themselves? The reason is that at some point every company needs to “raise money”. To do this, companies can either borrow it from somebody or raise it by selling part of the company, which is known as issuing stock. A company can borrow by taking a loan from a bank or by issuing bonds. Both methods come under “debt financing”. On the other hand, issuing stock is called […]

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