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	<title>Comments on: 8 Mistakes to Avoid When Using a Credit Card</title>
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	<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html</link>
	<description>Spreading Financial Literacy</description>
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	<item>
		<title>By: TRijot</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-8702</link>
		<dc:creator>TRijot</dc:creator>
		<pubDate>Sat, 25 Sep 2010 07:01:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-8702</guid>
		<description>Thanks, very helpful. 
Keep it up . :)</description>
		<content:encoded><![CDATA[<p>Thanks, very helpful.<br />
Keep it up . <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: Amandeep Singh</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-1600</link>
		<dc:creator>Amandeep Singh</dc:creator>
		<pubDate>Sun, 18 Apr 2010 18:11:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-1600</guid>
		<description>Thanks a lot Chandrasekar, I am glad that you liked the article.

The advance cash is tempting ;) This is a mistake that most of us do because till you get the Credit Card statement, you do not feel the pain that you are the only one who has to pay for it. What I would suggest is instead take a personal loan on which you will get half the interest rate.

Keep visiting EquiTipz and share your views. This will help our readers too... :)</description>
		<content:encoded><![CDATA[<p>Thanks a lot Chandrasekar, I am glad that you liked the article.</p>
<p>The advance cash is tempting <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  This is a mistake that most of us do because till you get the Credit Card statement, you do not feel the pain that you are the only one who has to pay for it. What I would suggest is instead take a personal loan on which you will get half the interest rate.</p>
<p>Keep visiting EquiTipz and share your views. This will help our readers too&#8230; <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: chandrasekar</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-1566</link>
		<dc:creator>chandrasekar</dc:creator>
		<pubDate>Fri, 16 Apr 2010 22:34:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-1566</guid>
		<description>yes what you said is correct. I managed my credit card very perfectly. like using it only for the big transactions and also used the card in such a way that i will get maximum number of days to pay the bill.But i got tempted and choose option 5 (Advance Cash) and spent that on some personnel use. Then after that it became very difficult to come back to normal stage (This option is much danger than loan). If i would have seen this article earlier i would have survived from that. Bad luck. it is good that you are making other&#039;s or new comers aware of these things. great. Kudos to you.</description>
		<content:encoded><![CDATA[<p>yes what you said is correct. I managed my credit card very perfectly. like using it only for the big transactions and also used the card in such a way that i will get maximum number of days to pay the bill.But i got tempted and choose option 5 (Advance Cash) and spent that on some personnel use. Then after that it became very difficult to come back to normal stage (This option is much danger than loan). If i would have seen this article earlier i would have survived from that. Bad luck. it is good that you are making other&#8217;s or new comers aware of these things. great. Kudos to you.</p>
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	<item>
		<title>By: sridharan s r trichy</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-683</link>
		<dc:creator>sridharan s r trichy</dc:creator>
		<pubDate>Sun, 07 Mar 2010 07:02:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-683</guid>
		<description>safety of keeping cc is foremost as it may be misused easily. thanks for your tips.</description>
		<content:encoded><![CDATA[<p>safety of keeping cc is foremost as it may be misused easily. thanks for your tips.</p>
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		<title>By: Bilal Ahmad</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-682</link>
		<dc:creator>Bilal Ahmad</dc:creator>
		<pubDate>Sun, 07 Mar 2010 04:44:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-682</guid>
		<description>Thank you so much for pointing out these useful tips.
.-= Bilal Ahmad&#180;s last blog ..&lt;a href=&quot;http://www.buyinpakistan.info/world-call-evdo-wireless-broadband-usb-for-internet/&quot; rel=&quot;nofollow&quot;&gt;World Call (EVDO) Wireless Broadband USB For Internet&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Thank you so much for pointing out these useful tips.<br />
<span class="cluv"> Bilal Ahmad&#180;s last blog ..<a href="http://www.buyinpakistan.info/world-call-evdo-wireless-broadband-usb-for-internet/" rel="nofollow">World Call (EVDO) Wireless Broadband USB For Internet</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.equitipz.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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	<item>
		<title>By: Amandeep Singh</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-478</link>
		<dc:creator>Amandeep Singh</dc:creator>
		<pubDate>Tue, 23 Feb 2010 10:19:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-478</guid>
		<description>Pubudu, You are always welcome...

I am glad that you liked these points...

Thanks for visiting EquiTipz :)</description>
		<content:encoded><![CDATA[<p>Pubudu, You are always welcome&#8230;</p>
<p>I am glad that you liked these points&#8230;</p>
<p>Thanks for visiting EquiTipz <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: Pubudu Kodikara</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-477</link>
		<dc:creator>Pubudu Kodikara</dc:creator>
		<pubDate>Tue, 23 Feb 2010 09:44:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-477</guid>
		<description>I&#039;ll remember to keep these in mind bro :D thanks :D
.-= Pubudu Kodikara&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/techhamlet/~3/pwjPOWPwpuM/&quot; rel=&quot;nofollow&quot;&gt;Ubuntu : How to Change the Profile Picture and Password&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I&#8217;ll remember to keep these in mind bro <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' />  thanks <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /><br />
<span class="cluv"> Pubudu Kodikara&#180;s last blog ..<a href="http://feedproxy.google.com/~r/techhamlet/~3/pwjPOWPwpuM/" rel="nofollow">Ubuntu : How to Change the Profile Picture and Password</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.equitipz.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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	<item>
		<title>By: Amandeep Singh</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-456</link>
		<dc:creator>Amandeep Singh</dc:creator>
		<pubDate>Mon, 22 Feb 2010 06:23:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-456</guid>
		<description>This is a real achievement bro.. trust me... What my belief is that Having a credit card and availing its benefits is good... but staying away from it is even better... You make spends within your limits... and this is really good that you are managing your wealth well withour a CC... :)

In my coming posts I am going to discuss about what to look when applying for a credit card... so keep visiting and keep expressing your views... :)</description>
		<content:encoded><![CDATA[<p>This is a real achievement bro.. trust me&#8230; What my belief is that Having a credit card and availing its benefits is good&#8230; but staying away from it is even better&#8230; You make spends within your limits&#8230; and this is really good that you are managing your wealth well withour a CC&#8230; <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>In my coming posts I am going to discuss about what to look when applying for a credit card&#8230; so keep visiting and keep expressing your views&#8230; <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: TechChunks</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-434</link>
		<dc:creator>TechChunks</dc:creator>
		<pubDate>Sat, 20 Feb 2010 12:19:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-434</guid>
		<description>Feel free not to believe me. But till now I&#039;ve successfully managed to convince myself from staying away from a credit card.
.-= TechChunks&#180;s last blog ..&lt;a href=&quot;http://techchunks.com/technology/how-well-do-you-know-google-10-questions-quiz/&quot; rel=&quot;nofollow&quot;&gt;How Well Do You Know Google? (10 Questions Quiz)&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Feel free not to believe me. But till now I&#8217;ve successfully managed to convince myself from staying away from a credit card.<br />
<span class="cluv"> TechChunks&#180;s last blog ..<a href="http://techchunks.com/technology/how-well-do-you-know-google-10-questions-quiz/" rel="nofollow">How Well Do You Know Google? (10 Questions Quiz)</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.equitipz.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Amandeep Singh</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-369</link>
		<dc:creator>Amandeep Singh</dc:creator>
		<pubDate>Mon, 15 Feb 2010 08:47:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-369</guid>
		<description>You are always welcome Shekhar :)</description>
		<content:encoded><![CDATA[<p>You are always welcome Shekhar <img src='http://www.equitipz.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: shekhar sahu</title>
		<link>http://www.equitipz.com/2010/02/quick-guide-8-mistakes-to-avoid-when-using-a-credit-card.html#comment-349</link>
		<dc:creator>shekhar sahu</dc:creator>
		<pubDate>Sun, 14 Feb 2010 08:35:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.equitipz.com/?p=477#comment-349</guid>
		<description>Thanks for the tips</description>
		<content:encoded><![CDATA[<p>Thanks for the tips</p>
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